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Divorce and Your Insurance


Your divorce is finalized and you are feeling a sense of relief and closure. Congratulations on getting through that difficult time in one piece; we know that it can be understandably trying for anyone. There might be some bad news up ahead, though – you could have more work to do, and it involves your insurance.

Your insurance information tells people all over the world who you are. In some ways, it is the most important data about you out there, as it ties you to benefits and financial support in times of need. After a divorce, your name might not be the same anymore; this is especially true for women who left their maiden name behind.

Some of the insurance providers you should contact after a divorce include:

  1. Health
  2. Auto
  3. Homeowners
  4. Life

Taking some time and ensuring that your name accurately reflects your legal name after a divorce can save you from headaches down the road.

More Than Just a Name

Beyond your name change, your life has probably changed as well. Even amicable and uncontested divorces can seemingly turn you on your head. You might have initiated the separation and still been caught off-guard by some of the alterations to your everyday living situation.

As your insurance is basically there to maintain your standard of living, it can be affected thoroughly by divorce. You will need to review your policy agreements to see what needs revision now that you are no longer married. This could mean removing a teenage driver off your auto insurance policy if your ex-spouse won sole custody. If you are staying in your home, your homeowners insurance will need modification – this might save you big. Maybe you need to purchase health insurance of your own if you were previously a beneficiary of your ex’s plan? Whatever forms of insurance you had or need, you will have to take some time to give them a second look.

Roberts Means Roncevic Kapela LLC, Attorneys at Law, are divorce lawyers in Indianapolis who can help you make sense of this confusing time. With two Super Lawyers® leading their law firm, you can rest assured in knowing that your case will be in strong, knowledgeable hands. Contact us today for more information about what to do about your insurance policies after divorce.

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